What do you need to get a loan from us?

If you live and work in the Saint Louis, MO Metro Area (including parts of Illinois), you may be eligible to get a loan from us. I f you have all of these documents listed below and meet the criteria the first step is to fill out an application on this website. After we receive your application, we will verify all information and try to get back to you the same day, so watch for an email or look for a phone call after you’ve submitted a complete application.

We always require that you have either a full time job, social security or VA benefits or income from a pension. We also require direct deposit into a checking account. There are several things that can stop you from getting a loan, but below is a general list of what you may need to provide. We will let you know exactly what we need after we review your application.

1A.      If you have a full time job we will need printed copies of your 2 most recent paycheck stubs.

 1B.     If you receive Social Security Benefits for yourself, a pension or VA Benefits, we will need a printed copy of your current award letter from Social Security, The VA or your pension. 

 2.      We always need a printed copy of your most recent Monthly Bank Statement

3.      We need the Debit Card from the checking account above

4.      We always need  a Printed Paper Check or printed Direct Deposit / ACH Form from your checking account

5.      We also need  Valid State ID or Driver's License

6.      Sometimes we need a utility bill.

7.      If you have filed bankruptcy you must bring printed proof that it was discharged at least 6 months prior to application date.

 8. Your final approval and exact loan amount won’t be determined until you bring your documents to our office and we have verified your information and your bank account documents.