Sometimes Emergencies Happen

Sometimes emergencies happen. Recently in the Saint Louis area there was storm damage that left people with major property damage. Whether the damage was to a home or a vehicle, or even worse to a person, the result can cost money that we just don’t have. The economy makes it harder than ever to pay for unexpected things. Not everyone can walk into their bank or credit union and take out a loan when needed, but the thought of taking out an installment loan with us may seem frightening-maybe you think that if you take out an installment loan you will be in debt for years, but this is not the case. Our installment loans are a great choice because they can be higher amounts than payday loans. The installment loans are broken down into bi-weekly or monthly installments but that does not mean that you cannot pay early or pay more. At Fox Finance we will be happy to see you pay your loan off early. We tell customers that they can pay off their loan at any time (even the following day) and save interest. Customers can pay extra towards the principle at any time, even if it’s only $20.00. We are not the kind of company that wants to see you struggle, we want you to pay off your loan and have funds available with us if you ever need us again.

We will do our best to make getting a loan with us easy and as painless as possible.

What do you need to get a loan from us?

If you live and work in the Saint Louis, MO Metro Area (including parts of Illinois), you may be eligible to get a loan from us. I f you have all of these documents listed below and meet the criteria the first step is to fill out an application on this website. After we receive your application, we will verify all information and try to get back to you the same day, so watch for an email or look for a phone call after you’ve submitted a complete application.

We always require that you have either a full time job, social security or VA benefits or income from a pension. We also require direct deposit into a checking account. There are several things that can stop you from getting a loan, but below is a general list of what you may need to provide. We will let you know exactly what we need after we review your application.

1A.      If you have a full time job we will need printed copies of your 2 most recent paycheck stubs.

 1B.     If you receive Social Security Benefits for yourself, a pension or VA Benefits, we will need a printed copy of your current award letter from Social Security, The VA or your pension. 

 2.      We always need a printed copy of your most recent Monthly Bank Statement

3.      We need the Debit Card from the checking account above

4.      We always need  a Printed Paper Check or printed Direct Deposit / ACH Form from your checking account

5.      We also need  Valid State ID or Driver's License

6.      Sometimes we need a utility bill.

7.      If you have filed bankruptcy you must bring printed proof that it was discharged at least 6 months prior to application date.

 8. Your final approval and exact loan amount won’t be determined until you bring your documents to our office and we have verified your information and your bank account documents.

We are easily accessible to the entire Saint Louis Metro Area!

Did you know that we are centrally located? Easy to get to from St. Clair County IL and Madison County IL?

We are convenient if you live in the East Saint Louis, Belleville, Collinsville, Edwardsville, Fairview Heights, O’Fallon, Swansea, Cahokia, Granite City, Washington Park, Alton or another nearby Illinois town!

Empowerment with Accessible Loans

Small consumer loans have such a bad reps! Many think that people who utilize paycheck advances and small installment loans are uneducated and poverty stricken and use the money on unneccessary things like gambling. They think lenders like us are crooks and thiefs who take advantage of these people.

Did you know that these small loans are a very neccessary financial resource for at least 2% of all American adults? Most of the people who use small loans are not uneducated or poverty stricken and do not squander the money. Most of our clients are educated, hard working or retired lower to moderate income people who use the loans to pay expenses that cannot be postponed.

So many Americans live on fixed income or live paycheck to paycheck and even small unplanned expenses can cause big financial problems. With conventional lones demanding high credit scores and other criteria, paycheck advances and small installment loans are often the only answer. Although the small loan industry is often controversial and sometimes regarded negatively, the simple fact is that Fox Finance makes every attempt to foster good relations with our customers and our community